Capital One: Virtual Card

Overview

Your virtual card gives you a fast, convenient way to check out at your favorite online merchants without needing to get up and find your wallet every time. Plus, virtual cards can help you feel safer shopping online by not exposing your actual card number. 

Think of a virtual card as a substitute for your actual credit card that’s always at your fingertips in the mobile app. A virtual card has its own 16-digit card number, expiration date and three-digit security code that’s different from your actual card number. And your virtual card number stays the same even if you replace your physical card.

The virtual card is still linked to your credit card account, but it lets you use a different card number to fill out payment information when you shop online. This means your actual card number is never exposed to the websites where you shop.